Debt Analyser - Immediate on-screen results, Easy to Use.

This tool explains the debt solution options available to you based your personal circumstances.
Please enter figures with a reasonable degree of accuracy for the most appropriate advice.

See example report, example 2, example 3.

1.Your Debts

Approx Total Unsecured Debt Monthly payments on these debts.

Do not include mortgage debt, other secured loans or items on hire purchase.

2.Your Monthly Income

Please enter total household income including benefits, tax credits, pension, regular bonuses and overtime.

3.Your Equity

Homeowners only:
A rough estimate is OK.

Equity is the value of your home, minus outstanding mortgage & other secured loans.

Typically, Your Equity when sharing ownership with a spouse/partner is half the total equity.

4.Your Monthly Expenditure

£

Please enter your total monthly outgoings, omitting unsecured debt repayments.

You may use the tool below to assist, which includes guideline values.

How best describes your domestic circumstances ?
with dependant children living with me

Where there is no guide, please enter whatever you are currently paying. Note these are guidelines, not maximum nor minimum acceptable values.

Secured Loan(s) repayments Food, Toiletries & Cleaning
Mortgage or Rent
Can't exceed 40% of total household income.
If applicable, include board & lodging payments here.

Clothing & Footwear
General Maintenance/Emergency
Home Building Insurance Sports, Hobbies, Entertainment
Home Contents Insurance Meals At Work
Council Tax
 School Meals Guide: £28/child
Electricity School Trips/Activates Guide: £5/child
Water Rates Children's Pocket Money Guide: £10/child
Gas Telephone + Mobile
Sky/Digital TV Guide: basic package max Internet
Hairdressing Pets Guide: £21 max
TV Licence
 Child Maintenance Guide: 25% of income max
Public Transport Childcare
Medical / Prescriptions Car Fuel/Parking Guide: £130 per car.
Optical and Dental
 Car Servicing Guide: £15 per car.
Private Pension Car Insurance
Other 1 Card Road Tax Guide: £18 per car per month
Other 2 Car Hire Purchase

Your Disposable Income:
This is how much you have left each month to pay your unsecured debts.

Click Analyse to see your solution options.

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