Debt Analyser - Immediate on-screen results, Easy to Use.

1.Your Debts

Approx Total Unsecured Debt Please select... £5,000 £7,500 £10,000 £12,500 £15,000 £17,500 £20,000 £22,500 £25,000 £30,000 £35,000 £40,000 £45,000 £50,000 £60,000 £70,000 £80,000 £90,000 £100,000 £110,000 £120,000 £130,000 £140,000 over £150,000 Monthly payments on these debts. Please select... up to £100 £150 £200 £250 £300 £350 £400 £450 £500 £550 £600 £650 £700 £750 £800 £850 £900 £950 £1,000 £1,050 £1,100 £1,150 £1,200 £1,250 £1,300 £1,350 £1,400 £1,450 £1,500 £1,600 £1,700 £1,800 £1,900 £2,000 £2,100 £2,200 £2,300 £2,400 £2,500 £2,750 £3,000 £3,250 £3,500 £3,750 £4,000 £4,250 £4,500 £4,750 over £5,000

Do not include mortgage debt, other secured loans or items on hire purchase.

2.Your Monthly Income

Please select... £500 £600 £700 £800 £900 £1,000 £1,100 £1,200 £1,300 £1,400 £1,500 £1,600 £1,700 £1,800 £1,900 £2,000 £2,300 £2,400 £2,500 £2,600 £3,000 £3,200 £3,400 £3,500 £3,600 £4,000 £4,200 £4,400 £4,500 £4,600 £5,000 £5,200 £5,400 £5,600 £5,600 £6,000 £6,500 £7,000 £7,500 £8,000 £9,000

Please enter total household income including benefits, tax credits, pension, regular bonuses and overtime.

3.Your Equity

Please select... below 5,000 7,500 10,000 12,500 15,000 17,500 20,000 22,500 25,000 30,000 35,000 40,000 45,000 50,000 60,000 70,000 80,000 90,000 100,000 110,000 120,000 130,000 140,000 over 150,000

Homeowners only:
A rough estimate is OK.

Equity is the value of your home, minus outstanding mortgage & other secured loans.

Typically, Your Equity when sharing ownership with a spouse/partner is half the total equity.

4.Your Monthly Expenditure

£

Please enter your total monthly outgoings, omitting unsecured debt repayments.

You may use the tool below to assist, which includes guideline values.

How best describes your domestic circumstances ? Single Living with spouse/partner with 0 1 2 3 4 5 dependant children living with me
Where there is no guide, please enter whatever you are currently paying. Note these are guidelines, not maximum nor minimum acceptable values.
	Secured Loan(s) repayments		Food, Toiletries & Cleaning
	Mortgage or Rent Can't exceed 40% of total household income. If applicable, include board & lodging payments here.		Clothing & Footwear
			General Maintenance/Emergency
	Home Building Insurance		Sports, Hobbies, Entertainment
	Home Contents Insurance		Meals At Work
	Council Tax		School Meals Guide: £28/child
	Electricity		School Trips/Activates Guide: £5/child
	Water Rates		Children's Pocket Money Guide: £10/child
	Gas		Telephone + Mobile
	Sky/Digital TV Guide: basic package max		Internet
	Hairdressing		Pets Guide: £21 max
	TV Licence		Child Maintenance Guide: 25% of income max
	Public Transport		Childcare
	Medical / Prescriptions		Car Fuel/Parking Guide: £130 per car.
	Optical and Dental		Car Servicing Guide: £15 per car.
	Private Pension		Car Insurance
	Other 1		Card Road Tax Guide: £18 per car per month
	Other 2		Car Hire Purchase

Your Disposable Income: This is how much you have left each month to pay your unsecured debts. Click Analyse to see your solution options.