IVA Protocol Terms and Conditions

ClearDebt operates under a regulatory framework and produces "protocol compliant" IVAs under what is known as The Straightforward Consumer IVA Protocol.

The 2008 IVA Protocol (25th January 2008) version can be accessed here. (PDF - 51Kb)

The 2010 IVA Protocol (Updated 1st May 2010) can be accessed here. (PDF - 68Kb)

These work with standard conditions which apply to all ClearDebt IVAs where the creditors meeting took place after 1 February 2008.

The appropriate standard conditions are accessed as follows:

Where the creditors meeting took place after 1 February 2008, click here. (PDF - 107Kb)

Where the creditors meeting took place after 1 August 2008, click here. (PDF - 84Kb)

Please note that any ClearDebt IVA where the creditors meeting was before 1 February 2008 and for any new non-protocol compliant IVAs if considered appropriate for the particular circumstances of any relevant case used the IVA terms and conditions published by the Association of Business Recovery Professionals (R3), click here. (PDF - 242Kb)

However it should be noted that even new non-protocol compliant IVAs can still use the protocol compliant standard conditions if so required.

Further explanation of the above can be accessed on the Insolvency Service Website.

ClearDebt had representation on the IVA Standing Committee and helped develop the Protocol and Standard Conditions and a letter of appreciation from the Insolvency Service Inspector General, Stephen Speed can be accessed here.

Can We Help? Want To Know More?

If you would like us to call you back with some specific advice or more details about our debt solutions then please enter your details below.

your name
your email address (optional)
your phone number
2nd phone number (optional)
Best time to phone

Please enter your question or some information about your current situation. (optional)

Privacy Statement: We consider protecting your privacy to be a serious issue. By submitting your details you are accepting our Privacy Policy.

All Correspondence is in the strictest confidence.

Do you qualify for an IVA ?
Get an unbiased assessment of your options.

Live in Scotland ?

Please see Trust Deeds
IVAs are for English or Welsh Residents Only.

Call us FREE (from a landline) on 0800 043 2444 for Confidential Advice

We are here to take your call 24 hours per day