Consolidation

Consolidation of debt by means of a loan is usually the first solution that most people consider to consolidate debt, but this is not always the answer, we have several alternative solutions that will consolidate debt

We are UK Licensed Debt Adjusters, Our debt consolidation programmes can reduce your monthly bills by up to 75%, consolidating all existing credit cards, loans and other debts with one single lower monthly payment.

Whether its credit card debt that needs to be sorted, or just debt reduction, Abacus Debt Management can offer a solution.

Monthly repayment mays be lower than the sum you are currently paying, however, you will continue making the repayments for a much longer period.

Before you consider taking out a debt consolidation loan you should consider the following:-

1. As there are sometimes charges and penalties for early completion of a credit agreement always ensure you obtain a settlement figure from your existing lenders rather than a balance. Otherwise you could find you have not borrowed enough to repay your other debts in full.

2. Once you know exactly how much you owe and what the cost of your debt consolidation loan will be, you must take time to work out a realistic income and expenditure figure to establish whether or not you can afford the new payments. Remember to include an amount for contingencies and emergencies. If the sums still do not add up, then perhaps you should consider some form of debt management plan.

Our advice is FREE, the call is FREE, and you are under no obligation whatsoever.

Can We Help? Want To Know More?

If you would like us to call you back with some specific advice or more details about our debt solutions then please enter your details below.

your name
your email address (optional)
your phone number
2nd phone number (optional)
Best time to phone

Please enter your question or some information about your current situation. (optional)

Privacy Statement: We consider protecting your privacy to be a serious issue. By submitting your details you are accepting our Privacy Policy.

All Correspondence is in the strictest confidence.

Call us FREE (from a landline) on 0800 043 2444 for Confidential Advice

We are here to take your call 24 hours per day