Free Debt Help

If you are in serious debt and are unable to deal with your financial situation, you may need our help and advice. We help people every day find a way out of their debt problems.

We will negotiate with your creditors to help reduce your monthly payments by up to 75%. Apply now and we can help to reducing your outgoings within days.

• Your enquiry will be free of charge
• You'll be under no obligation.
• All advice and help will be strictly confidential.

We will find a comfortable payment for you, giving you just one cheque to write each month. Once we receive your payment, it will be dispersed to your creditors. Key points of out service are:-

• You will not go further into debt -
• Your monthly payments will be reduced.

Debt problems can be a burden. You may be considering bankruptcy as the only solution. Bankruptcy, however, leaves a long-lasting mark on your credit report.

You may be able to obtain an secured debt consolidation loan for this purpose from your bank or building society. The disadvantage of this is that your home is "secured" against the loan and you will lose it should you not be able to keep you with the payments.

Some debts are more important than others. The law allows different creditors different ways of getting their money back. If you bury your head, some creditors could do any of the following:

• Send in bailiffs to take possessions from your home or business.
• Repossess your home.
• Ask the magistrates court to send you to prison.

These are the types of debts you could have problems with:

All the above are priority creditors and under no circumstances should you ignore them. It is important you use your available money to pay these creditors first. Do not pay your secondary creditors until you have reached an agreement with all of the above where applicable.

Secondary creditors include:

• Unsecured loans
• Credit Cards
• Unnecessary hire purchase agreements
• Store cards
• Catalogue and mail order
• Mobile phone (disconnected)
• Repossessed house or car loans

Debt Help and Advice

We offer a complete service and will advise you of all your options so, for a quick and effective answer to your debt problems, contact us with by the Apply Now Form for by Phone. We'll call you back for FREE help.

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