Consolidation Loan

Consolidation loans can ease debt problems. We specialise in helping people who have been declined a consolidation loan elsewhere.

Mortgages & Debt Consolidation Loans

We can help you find a unsecured or secured home loan. Even if you have bad credit, or have been declined a loan already, we can help.

Depending on the purpose of the loan, we can look for possible options for you:-

  • Mortgage
  • Remortgage / 2nd Loan
  • Car Finance
  • Unsecured loans
  • Debt Consolidation

Many lenders will provide loans and mortgages to people with credit problems, or who've had previous problems. We will discuss your options and provide free, confidential and independent advice on receipt of your enquiry form.

We will outline your various options and leave it to you to decide which route to take.

Why Can you get me a mortgage when my bank Can't ?

Different lenders have different criteria as to who they will accept and in what circumstances. One in four people have some form of bad credit registered against them and there are thousands of mortgage products on the market, one for everyone.

Will the interest rates be very high?

Not necessarily. We will endeavour to find the most suitable product for you with the best rate possible.

Debt Consolidation Loans

A debt consolidation loan can be a great way to help reduce your monthly outgoings. We specialise in Debt Consolidation Solutions of all types and can advise on the best option for your circumstances.

Pros of a debt consolidation loan

  • May be able to reduce your monthly payments.
  • Can take off some of the pressure you may be under from your existing creditors.
  • You will have only one creditor to deal with.

Cons of a debt consolidation loan

  • Can pay more over a longer period.
  • May incur additional costs for setting up the loan.
  • If secured, your home may be at risk.
  • You will be left with only one creditor - this can make it difficult to negotiate should you have further problems in repaying your loan.

If you are considering a loan to consolidate your debt problems, or would just like more information, contact one of our advisors today on 08700 620 688 for a free consultation.

Please note: Your home is at risk if you do not keep up repayments on a mortgage or other loan secured on it.

You may also want to consider Debt Management

We also offer Debt Management. Our Debt Management plans can reduce your monthly bills by up to 75%, clearing all existing credit cards, loans and other debts by replacing them all with one single lower monthly payment.

Our advice is FREE, the call is FREE, and you are under no obligation whatsoever.

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