Debts We Can Help With

• Unsecured loans
  Meaning, loans not secured on a property or subject to a hire purchase agreement. If you fail to make hire purchase payments, for example on a car, then the hire purchase company can repossess the goods.
• Overdrafts
• Credit Cards
• Store Cards
• Solicitors Fees
  Only if they are no longer acting on your behalf.
• Vets, Doctors, Dentists, School Fees
  Only if no longer using the service.
• Mortgage shortfall
  Not your current property, but one you sold for a loss or has been repossessed.
• Hire Purchase shortfall for car
  Only if you no longer have vehicle or have had it repossessed or have voluntarily surrendered back to finance company.
• Items on Hire Purchase in some circumstances.
  Only when the item has been returned and money is still owed, or it is impractical for the vendor to reclaim the item, for example a fitted carpet.
• Department of Works and Pensions
  Overpaid council rent, benefits or social loan, Only if your no longer in receipt of benefits.
• Private landlord rent
  Only if you are no longer living at the property.
• Utility bills from previous address(s)
  Only if you have a new supplier. If you have same supplier at your new address you must come to a direct arrangement with the supplier.
• Disconnected mobile phone bills
• Business debts
  Only if the business is no longer trading.
• Catalogue arrears
  If no longer using the service.
• Shopacheck, Provident, Greenwoods
  Plus other doorstep lenders.

Depending upon personal circumstances, debts other than those stated above maybe be covered.

In short, any service that you are no longer using for which money is outstanding has the potential for inclusion in a debt management arrangement.

Debt Management