Use internet banking to check your statement everyday.

Know for sure how much is in your bank account at any given time.

Get into the habit of knowing exactly how much you have in your account and when direct debits and other standing orders are due to be made. This is easy to do by online internet banking.

Not only will this reduce costs to you in less charges from your bank and creditors for missed payments, you will be more focused on how much you are spending and how much you need to keep in your account to budget for essential bills.

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