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Arrange for you direct debits to get paid just after payday.
Wednesday, August 29th, 2007This way, your essential bills are paid on time and you can budget for the rest of the month.
Not only does with allow your to make payments on time and to avoid late payment charges and bank charges, you could get benefit from defering payments until your next months wages without any cost to yourself.
If payday lands before the end of the month, and your direct debits etc are paid throughout the month, simply call each company and ask to shift them to the day after you get paid.
Almost all companies work from 1st of the month, and they are still being paid in that month but you are saving a whole months outgoings and you are paying them from your next wage.
