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	<title>Daily Debt Advice by Abacus Finance</title>
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	<description>Money Saving and Debt Advice Tips.</description>
	<pubDate>Fri, 03 Jul 2009 12:55:40 +0000</pubDate>
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		<title>Debt management proposals &#8220;sensible and well-balanced&#8221;</title>
		<link>http://www.abacusfinance.co.uk/debtadvice/debt-management-proposals-sensible-and-well-balanced/</link>
		<comments>http://www.abacusfinance.co.uk/debtadvice/debt-management-proposals-sensible-and-well-balanced/#comments</comments>
		<pubDate>Fri, 03 Jul 2009 12:55:40 +0000</pubDate>
		<dc:creator>Peter Kelly</dc:creator>
		
		<category><![CDATA[Uncategorized]]></category>

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		<description><![CDATA[New plans set out in the government&#8217;s &#34;Better Deal for Consumers&#34; white paper have been commended on a number of fronts by one expert.
Features of the initiative include increased regulation on store credit cards and prohibiting unsolicited credit card cheques. 
Head of loans and debt at comparison site moneysupermarket.com Tim Moss identified a few flaws [...]]]></description>
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		<title>Individuals &#8217;should not delay saving&#8217;</title>
		<link>http://www.abacusfinance.co.uk/debtadvice/individuals-should-not-delay-saving/</link>
		<comments>http://www.abacusfinance.co.uk/debtadvice/individuals-should-not-delay-saving/#comments</comments>
		<pubDate>Wed, 01 Jul 2009 11:53:33 +0000</pubDate>
		<dc:creator>Peter Kelly</dc:creator>
		
		<category><![CDATA[Uncategorized]]></category>

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		<description><![CDATA[People should not put off leaving money aside for their retirement as they risk financial struggles when they are older, one expert has suggested. 
Senior partner at consultancy firm Fostor Denovo Ian Bird said that leaving it too late may mean employees need to continue working for longer than they wish. 
He remarked: &#34;There are [...]]]></description>
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		<title>Cash-strapped Brits &#8216;prefer to spend&#8217;</title>
		<link>http://www.abacusfinance.co.uk/debtadvice/cash-strapped-brits-prefer-to-spend/</link>
		<comments>http://www.abacusfinance.co.uk/debtadvice/cash-strapped-brits-prefer-to-spend/#comments</comments>
		<pubDate>Tue, 30 Jun 2009 13:06:02 +0000</pubDate>
		<dc:creator>Peter Kelly</dc:creator>
		
		<category><![CDATA[Uncategorized]]></category>

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		<description><![CDATA[People in the UK prioritise a comfortable lifestyle over saving for the future, new research has found. 
Insurance, pensions and investment group LV= found that the number one financial concern of the average person was ensuring they had enough cash to fund day-to-day living. 
Group executive for the organisation Mike Rogers suggested that individuals should [...]]]></description>
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		<title>Saving should start young to avoid debt, expert suggests</title>
		<link>http://www.abacusfinance.co.uk/debtadvice/saving-should-start-young-to-avoid-debt-expert-suggests/</link>
		<comments>http://www.abacusfinance.co.uk/debtadvice/saving-should-start-young-to-avoid-debt-expert-suggests/#comments</comments>
		<pubDate>Mon, 29 Jun 2009 13:17:43 +0000</pubDate>
		<dc:creator>Peter Kelly</dc:creator>
		
		<category><![CDATA[Uncategorized]]></category>

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		<description><![CDATA[Financial planning is the best way to avoid debt as you get older, one specialist has claimed. 
Chief executive of savings organisation the Children&#8217;s Mutual David White said that people should not be taking on more debt in their later years as it will make it very difficult for them in retirement. 
He said: &#34;The [...]]]></description>
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		<title>People &#8217;saving for family despite debt&#8217;</title>
		<link>http://www.abacusfinance.co.uk/debtadvice/people-saving-for-family-despite-debt/</link>
		<comments>http://www.abacusfinance.co.uk/debtadvice/people-saving-for-family-despite-debt/#comments</comments>
		<pubDate>Fri, 26 Jun 2009 12:01:17 +0000</pubDate>
		<dc:creator>Peter Kelly</dc:creator>
		
		<category><![CDATA[Uncategorized]]></category>

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		<description><![CDATA[Britain&#8217;s elderly are still storing money to support their families despite the recession, new research has revealed. 
Saga conducted a survey of 19,000 over-50s, which found that 13 per cent in this age bracket currently put aside money for their grandchildren. 
Chief executive of the financial services organisation Andrew Goodsell said it was comforting that [...]]]></description>
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		<title>Debt levels aided by government borrowing</title>
		<link>http://www.abacusfinance.co.uk/debtadvice/debt-levels-aided-by-government-borrowing/</link>
		<comments>http://www.abacusfinance.co.uk/debtadvice/debt-levels-aided-by-government-borrowing/#comments</comments>
		<pubDate>Thu, 25 Jun 2009 13:30:57 +0000</pubDate>
		<dc:creator>Peter Kelly</dc:creator>
		
		<category><![CDATA[Uncategorized]]></category>

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		<description><![CDATA[Debt in the UK could have less of an impact on the average person due to the government&#8217;s ability to borrow at a lower rate, one expert has suggested. 
Gemma Petlow, a senior researcher at the Institute for Fiscal Studies (IFS), commented that while the amount people owe is expected to go up it may [...]]]></description>
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		<title>Mortgage seekers &#8216;hit by LTV difference&#8217;</title>
		<link>http://www.abacusfinance.co.uk/debtadvice/mortgage-seekers-hit-by-ltv-difference/</link>
		<comments>http://www.abacusfinance.co.uk/debtadvice/mortgage-seekers-hit-by-ltv-difference/#comments</comments>
		<pubDate>Tue, 23 Jun 2009 14:00:51 +0000</pubDate>
		<dc:creator>Peter Kelly</dc:creator>
		
		<category><![CDATA[Uncategorized]]></category>

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		<description><![CDATA[A ten percentage points difference between loan-to-value (LTV) mortgages of 75 per cent and 85 per cent may mean customers have to pay a premium on top of the extra loan amount, according to one comparison site.  
PR and communications manager Andrew Hagger of Moneynet noted that on a five-year fixed-rate mortgage spread over [...]]]></description>
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		<title>Bankruptcy in young women &#8216;higher&#8217;</title>
		<link>http://www.abacusfinance.co.uk/debtadvice/bankruptcy-in-young-women-higher/</link>
		<comments>http://www.abacusfinance.co.uk/debtadvice/bankruptcy-in-young-women-higher/#comments</comments>
		<pubDate>Tue, 23 Jun 2009 13:59:49 +0000</pubDate>
		<dc:creator>Peter Kelly</dc:creator>
		
		<category><![CDATA[Uncategorized]]></category>

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		<description><![CDATA[Debt among the under-24 age range is increasingly accounted for by women, new research has shown. 
Accountancy firm Wilkins Kennedy announced that females currently make up 55 per cent of those in debt in this age bracket. This represents a 6.7 percentage points rise on five years ago. 
Director at the company Anthony Cork remarked [...]]]></description>
		<wfw:commentRss>http://www.abacusfinance.co.uk/debtadvice/bankruptcy-in-young-women-higher/feed/</wfw:commentRss>
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		<title>Lenders are increasing prices to discourage borrowing</title>
		<link>http://www.abacusfinance.co.uk/debtadvice/lenders-are-increasing-prices-to-discourage-borrowing/</link>
		<comments>http://www.abacusfinance.co.uk/debtadvice/lenders-are-increasing-prices-to-discourage-borrowing/#comments</comments>
		<pubDate>Tue, 23 Jun 2009 13:37:15 +0000</pubDate>
		<dc:creator>Peter Kelly</dc:creator>
		
		<category><![CDATA[Uncategorized]]></category>

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		<description><![CDATA[Mortgage providers may be hiking the rates on fixed-rate deals to curb the amount they are lending, one expert has suggested. 
Ray Boulger, senior technical manager at mortgage adviser John Charcol, said that a lack of funds could be influencing the behaviour of suppliers. 
&#34;The other factor that is influencing lender&#8217;s pricing policies is how [...]]]></description>
		<wfw:commentRss>http://www.abacusfinance.co.uk/debtadvice/lenders-are-increasing-prices-to-discourage-borrowing/feed/</wfw:commentRss>
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		<title>Repossessions &#8216;will get higher&#8217;</title>
		<link>http://www.abacusfinance.co.uk/debtadvice/repossessions-will-get-higher/</link>
		<comments>http://www.abacusfinance.co.uk/debtadvice/repossessions-will-get-higher/#comments</comments>
		<pubDate>Thu, 18 Jun 2009 14:02:03 +0000</pubDate>
		<dc:creator>Peter Kelly</dc:creator>
		
		<category><![CDATA[Uncategorized]]></category>

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		<description><![CDATA[The number of home repossessions is expected to peak at 25,000 to 30,000 a month in 2011, according to one expert. 
Ian Shepherdson, an independent economist speaking at the Chartered Institute of Housing Conference and Exhibition, said that while repossessions had actually come down in recent months, unemployment was likely to drive levels up again. [...]]]></description>
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