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New year is a “great time” to improve debt management

Tuesday, January 6th, 2009

Britons struggling financially have been urged to make their debt management a top priority for 2009.

Money education charity Credit Action has revealed that total UK personal debt was £1,456 billion at the end of November last year, a figure which Fairinvestment.co.uk has stated could be reduced through the use of effective debt advice.

Chartered financial planner at the firm Sharon Bratley explained that people should increase their efforts to become debt free at the beginning of the new year.

"January is a great time for people to get on top of their finances following the cost of Christmas," she explained, adding that debt "should not be ignored" and borrowers should seek advice from experts regarding debt consolidation or the possibility of entering an Individual Voluntary Arrangement.

Moneysupermarket.com recently urged consumers hoping to reduce their spending in 2009 to consider using more competitive financial products.

The price comparison website noted that customers could save up to £2,500 by switching loans, mortgages and credit cards.

By Tom MuskADNFCR-2168-ID-18957873-ADNFCR

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