Debt Management consolidates debt into one low affordable payment.
Repay your debts at a level you can afford. Debt Management Plans are an informal arrangement between you and your creditors, negotiated by us on your behalf.
Write off the debt you can't afford with a ClearDebt IVA.
An Individual Voluntary Arrangement (IVA) is a formal agreement between you and your creditors whereby you repay what you can afford, usually over 60 months. After which, the outstanding debt is written off.
Bankruptcy is for individuals with debts that they cannot pay.
Bankruptcy has restrictions and is often the last resort. Bankruptcy is usually applied when no alternative debt solution can be offered to your creditors. We offer full support at every step of your application.
If you have access to a lump-sum, a full and final settlement may be the best course of action.
A full and final settlement offer is a partial repayment to your creditors in the form of a single one-off lump sum payment in exchange for writing off the remainder of any outstanding debt.
Debt news & advice
Many young people are falling into the trap of spiralling debts as access to easy credit and a lack of thought for the future combine to create considerable money worries for some.
Parents planning to send their kids back to school in the coming weeks are spending a considerable amount on gadgets for youngsters ahead of the autumn term.
Families up and down the UK are not taking out adequate financial protection in the event of a shortfall in their monthly income, new research has revealed.
A significant number of female part-time workers across the UK are not being paid enough to meet the basic standards of the living wage, new research has revealed.