Debt Management consolidates debt into one low affordable payment.
Repay your debts at a level you can afford. Debt Management Plans are an informal arrangement between you and your creditors, negotiated by us on your behalf.
Write off the debt you can't afford with a ClearDebt IVA.
An Individual Voluntary Arrangement (IVA) is a formal agreement between you and your creditors whereby you repay what you can afford, usually over 60 months. After which, the outstanding debt is written off.
Bankruptcy is for individuals with debts that they cannot pay.
Bankruptcy has restrictions and is often the last resort. Bankruptcy is usually applied when no alternative debt solution can be offered to your creditors. We offer full support at every step of your application.
If you have access to a lump-sum, a full and final settlement may be the best course of action.
A full and final settlement offer is a partial repayment to your creditors in the form of a single one-off lump sum payment in exchange for writing off the remainder of any outstanding debt.
Debt news & advice
It's that time of year again when the high street heavyweights bring out their tear-jerking ad campaigns, shopping centres up and down the country become packed to the rafters and the spend-fest that is the Christmas takes hold.
As anyone who has ever run their own business probably knows all too well, one of the biggest barriers can be raising the personal finance to get it off the ground in the first place.
The rate at which mortgage applications in the UK are approved has fallen by 16 per cent over the last year, new statistics have shown.
The head of Santander Ana Botin has announced that the bank's executive chairman Javier Marin will no longer continue with his role.